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Your options

Your options


HSBC Private Bank (UK) Limited offers a choice of options designed to assist you with your immigration to the UK under the UK Government's Investor category:

  • Financing
  • Full cash

The Financing option
We understand that your assets may not be readily available to you as cash, or that converting them to cash may not always be the best financial decision. HSBC Private Bank (UK) Limited offers a financing service to help you meet the investment requirements of the UK Government's Investor category.

If you have at least £2,000,000 net worth anywhere in the world, this package can assist you in completing the £1,000,000 investment requirement. The total cost of this financing option is limited to the amount of your initial £170,000. We will lend you the remaining amount to complete the £1,000,000 investment required under the UK investor programme. No monthly interest payments are required and you will not receive any interest from your investment during the programme or capital return at maturity.

The Full Cash option

You may choose to make the entire £1,000,000 investment yourself, through HSBC Private Bank (UK) Limited. If you choose this option you remit to us the amount required to purchase the eligible Home Office investment and any applicable fees. As well as covering the investment, this amount also includes other services detailed below. We will pay you an agreed return over the life of the investment. Once you have been granted Indefinite Leave to Remain (ILR) in the UK, you will receive your investment back in full.

If you choose to make the entire £1,000,000 investment in the UK Government Investor Programme yourself, HSBC Private Bank (UK) Limited can offer you the option to borrow against your investment, using your investment as security.

As a resident you will be liable for tax on personal income earned in the UK at your personal tax rate. This includes any income generated on the investment purchased under the UK Government’s Investor category, as well as bank interest.


Other services


The following services are included in all the HSBC Private Bank immigration options:

  • Submission by an independent, specialist UK immigration law firm of your:
    a) initial investor immigration application at a British diplomatic post outside the UK
    b) extension of stay application at the end of year two
    c) indefinite leave to remain application at the end of year five
  • Tax planning advice - an important aspect prior to establishing UK residence
  • Loan facility to complete your five year investment, should you choose to finance your investment
  • Regular monitoring to make sure your investment account meets the Government requirements
  • Full range of private banking services upon your arrival in the UK
  • Introduction to other experts within the HSBC Group for advice on areas such as property and insurance


HSBC Private Bank works with HSBC Capital (Canada) Inc, the specialist immigration division of HSBC. HSBC Capital will guide you through the initial process of making your application for residency. They will initiate a background verification report through a specialist company to support your immigration application. There is a separate one-off cost of £10,000 for the services provided by HSBC Capital.

If you would like more information about any of our immigration services, please contact us.


Disclaimer
The UK Immigration Services provided by HSBC Private Bank (UK) Limited at no time guarantees the approval of your application by the Immigration and Nationality Directorate (part of the United Kingdom Home Office) and the provision of the appropriate Visa and Passport. The immigration rules for the United Kingdom may be subject to change without prior notice.

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Specialist services

HSBC Private Bank provides a range of global specialist advisory services, including wealth and tax advisory and property services.