HSBC Private Bank (UK) Limited offers a choice of options designed to assist you with your immigration to the UK under the UK Government's Investor category:
The Financing option
We understand that your assets may not be readily available to you as cash, or that converting them to cash may not always be the best financial decision. HSBC Private Bank (UK) Limited offers a financing service to help you meet the investment requirements of the UK Government's Investor category.
If you have at least £2,000,000 net worth anywhere in the world, this package can assist you in completing the £1,000,000 investment requirement. The total cost of this financing option is limited to the amount of your initial £170,000. We will lend you the remaining amount to complete the £1,000,000 investment required under the UK investor programme. No monthly interest payments are required and you will not receive any interest from your investment during the programme or capital return at maturity.
The Full Cash option
You may choose to make the entire £1,000,000 investment yourself, through HSBC Private Bank (UK) Limited. If you choose this option you remit to us the amount required to purchase the eligible Home Office investment and any applicable fees. As well as covering the investment, this amount also includes other services detailed below. We will pay you an agreed return over the life of the investment. Once you have been granted Indefinite Leave to Remain (ILR) in the UK, you will receive your investment back in full.
If you choose to make the entire £1,000,000 investment in the UK Government Investor Programme yourself, HSBC Private Bank (UK) Limited can offer you the option to borrow against your investment, using your investment as security.
As a resident you will be liable for tax on personal income earned in the UK at your personal tax rate. This includes any income generated on the investment purchased under the UK Government’s Investor category, as well as bank interest.