Investment process

We use a rigorous investment process to assess your circumstances and agree your investment objectives with you. Then we create tailored solutions that help grow, manage and preserve your wealth.

How we build your investment portfolio

A critical aspect of our investment philosophy is discipline – it's something that defines all the work we do. For every client – whether you prefer a discretionary portfolio or more participation in your investment activities – our process is rigorous, dynamic, and integrated with your specific needs.

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Investment profile

Using our disciplined investment framework, your investment adviser will work with you to analyse your financial situation, agree your investment needs and objectives, and determine your investment profile.

Asset allocation

We design asset-allocation strategies that consider your investment profile and align with HSBC Private Bank’s market outlook.

Investment selection

We develop recommendations for your portfolio using a variety of HSBC and
third-party investment vehicles and investment managers, tailoring each choice to your needs.

Portfolio monitoring and strategy refinement

If you have an advisory portfolio we will use our comprehensive, consultative approach to develop an awareness of your financial situation and form a strategy tailored to your needs.

If you have a discretionary portfolio we will regularly review it and may make adjustments based on your objectives and our market outlook. We continually review the investments and managers we use to ensure they are suited to your portfolio.

Reporting and reviews

We provide regular investment reviews, market commentary, investment performance reports, market values and cash flows on your portfolio.

It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

Whether you prefer a discretionary portfolio or more participation in your investments, we follow a thorough process to help define and implement your investment strategy.

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Risk warning

It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

Legal information

The information on this site refers to services or products which are not available in certain locations, or which, in any relevant location, may have components, methods, structures and terms different from the ones described, as well as restrictions on client eligibility. Please contact a Relationship Manager for details of services and products that may be available to you.

The use of the label ‘HSBC Private Bank’, ‘we’, or ‘us’ refers to HSBC’s worldwide private banking business, and is not indicative of any legal entity or relationship.

This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC company.

Nothing here is to be deemed an offer, solicitation, endorsement, or recommendation to buy or sell any general or specific product, service or security and should not be considered to constitute investment advice.

HSBC Private Bank does not provide Legal and Tax Advice.

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