Advisory services

If you choose to take an active role in your investment activities, we’re here to help. We can play an important supporting role, providing you with specialist advice and guidance that can help you make decisions.

By sharing your investment ideas with our investment professionals, you can benefit from their specialist knowledge. You also get a personalised service tailored to your circumstances, investment objectives, risk threshold and expectations on projected return.

Overview of investment advisory

Even when we are not instructed to make investment decisions on your behalf, we can provide guidance to help you develop an asset allocation strategy and investment guidelines. With our comprehensive, consultative approach, we develop an awareness of your financial circumstances and tailor an approach to your needs.

Tailored asset-allocation strategies

We believe asset allocation is an important part of a successful investment strategy. Asset allocation considers your entire investment profile and aligns with your specific needs, goals, time horizon, and risk and reward expectations. Our Investment Advisers will help you get your asset allocation right.

Resources to help you invest

We give you access to a range of tools that help you make investment decisions:

  • Research providing insights into the global and local economic and market dynamics affecting your investment decisions
  • Commentary giving you our view on asset classes and sectors in local markets around the world – designed to help you select investment opportunities
  • Presentations of tactical trade ideas to help you take advantage of certain short-term market opportunities

Tactical trade ideas

With your long-term investment strategy in place, you may also want to consider taking advantage of certain short-term, tactical opportunities as and when they align with your strategy.

Our Global Investment Committee brings together our most senior investment specialists, to identify new trends and provide a long-term view. As market dynamics evolve we may favour a particular investment theme, asset class or geographic region, or we may see an opportunity in a particular sector or company.

Emerging markets

We help you navigate these often-complex markets where reliable financial research may be less readily available compared with traditional investment markets.

Fixed-income and equities

Our asset class specialists advise on fixed-income and equity recommendations in line with our high conviction investment themes in both developed and emerging markets.

Structured products and derivatives

We tailor products around your risk and return objectives. These structures are highly flexible and can be linked to equities, commodities, foreign exchange or fixed-income securities.

Forex and commodity trading

Our team of market professionals provides you with insights, strategy, advice, pricing and execution spanning major, minor or exotic currencies and precious metals.

It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

Services tailored to your circumstances, investment objectives, risk threshold and expectations on projected return.

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Risk warning

  • It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested
  • The investment is subject to normal market fluctuations and there can be no assurance that an investment will return its value or that appreciation will occur
  • Liquidity constraints where subscriptions and redemptions are not available daily, or where lockups apply, mean that investors are subject to market risk during interim pricing periods and may not be able to access funds on short notice
  • There is a greater risk associated with emerging markets. Liquidity may be less reliable and price volatility may be higher than that experienced in more developed economies. This may result in the fund suffering sudden and large falls in value
  • Funds with a single sector focus will typically be more volatile than funds which invest broadly across markets
  • Funds with a single country focus will typically be more volatile than funds which invest broadly across markets and geographies
  • Region-specific funds have a limited investment scope and are susceptible to a decline in the region in which they invest. Therefore, these funds may be more risky than those which invest more broadly across markets and geographies
  • Countries where political leadership is either unstable or where it exerts a very strong influence on markets and business practices may be subject to greater volatility. Political risk may include potential for currency controls which would disrupt efficient financial markets
  • Limited transparency is typically a feature of both hedge funds and funds of funds. Funds of funds rely on underlying managers’ allocations and holdings may be less transparent than in single manager long-only funds. Furthermore, hedge funds in particular may have highly tactical investments along with less frequent and less stringent reporting requirements which does not provide investors with a picture of holdings on any given day
  • Currency may have either a direct or indirect effect on individuals’ investments. Where the reference currency is different from the reporting currency, foreign exchange movements will directly impact the value of the holdings. Currency will indirectly impact the value of the underlying investments as foreign exchange movements strongly influence the market economy and the competitiveness of both domestic and international companies. Funds which try to hedge to a reference currency can mitigate the direct impact of currency movements but cannot completely isolate the indirect effects of foreign exchange movements
  • Where investment decisions are made by an individual or a very small team, the potential loss of any one individual represents a significant risk to the ongoing viability of the fund
  • Passive Index funds are designed to track the reference index before fees and expenses. However, these funds may deviate from the index depending on several factors including: how fully the fund replicates the index, if the makeup of the index changes and if dividends are not fully captured
  • Smaller Company Risk – Small companies may be less liquid than larger companies and therefore price movements in securities of smaller companies may be more volatile and involve greater risk

Legal Information

The information on this site refers to services or products which are not available in certain locations, or which, in any relevant location, may have components, methods, structures and terms different from the ones described, as well as restrictions on client eligibility. Please contact a Relationship Manager for details of services and products that may be available to you.

The use of the label ‘HSBC Private Bank’, ‘we’, or ‘us’ refers to HSBC’s worldwide private banking business, and is not indicative of any legal entity or relationship.

This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC company.

Nothing here is to be deemed an offer, solicitation, endorsement, or recommendation to buy or sell any general or specific product, service or security and should not be considered to constitute investment advice.

Please note that HSBC Private Bank does not provide Legal and Tax Advice.

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