Residential Mortgage Lending

Residential mortgages can be a simple and effective way to borrow, whether you are buying a new property, refinancing a residential mortgage or looking to create liquidity. Our tailored mortgage service is designed to make the process easy and flexible.

HSBC Private Bank’s residential mortgages are a straightforward way to borrow against your properties as part of your wider banking relationship with us.

We offer competitive rates across a broad range of individually structured mortgages and repayment options for completed primary residences, second homes and investment properties.

Benefits include:

  • Streamlined process and quick decision-making
  • Extended interest-only and capital repayment terms
  • Competitive rates
  • Fixed and variable rates
  • Extensive product offering
  • Individual loan underwriting

Anticipating Your Needs

Our expertise means we can offer:

  • In-depth experience with the large and complex mortgages typically needed to buy and refinance high-end property with no maximum loan size
  • Broad knowledge of the most prestigious real estate markets
  • Experience with cross-border real estate investments
  • A commitment to privacy and confidentiality

Personalised Service

A dedicated mortgage team working with your HSBC Private Bank Relationship Manager will support you with the following:

  • End-to-end service from application to funding your loan
  • Exclusive service support for the duration of your loan
  • Proficiency in numerous languages and offices in many locations

We offer competitive rates across a broad range of residential mortgages and repayment options.

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Risk Warning

Your home may be repossessed if you do not keep up repayments on your mortgage.

Legal Information

The information on this site refers to services or products which are not available in certain locations, or which, in any relevant location, may have components, methods, structures and terms different from the ones described, as well as restrictions on client eligibility. Please contact a Relationship Manager for details of services and products that may be available to you.

The use of the label ‘HSBC Private Bank’, ‘we’, or ‘us’ refers to HSBC’s worldwide private banking business, and is not indicative of any legal entity or relationship.

This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC company.

Nothing here is to be deemed an offer, solicitation, endorsement, or recommendation to buy or sell any general or specific product, service or security and should not be considered to constitute investment advice.

Please note that HSBC Private Bank does not provide Legal and Tax Advice.

Before proceeding, please refer to the full disclaimer and the Terms and Conditions. Read more