Credit Cards and Debit Cards

Enjoy flexibility and a suite of privileges and services to suit your lifestyle. Whether you are using your debit or credit card, you can complement your lifestyle with a wealth of benefits that suit your lifestyle and meet your global needs.

Debit and Credit Cards

Our cards, provided by HSBC Premier, offer you a a collection of exclusive privileges that fit with your lifestyle at home and abroad.

Privileged Travel: your credit card offers you an unparalleled set of travel privileges, to accompany you as you travel.

  • Peace of mind: rest assured that your online purchases are secured through additional verification with MasterCard (MasterCard secure code) and Visa (Verified by Visa)
  • Membership rewards: enrol in our membership rewards loyalty program which gives you points for every eligible spend on your credit card. Choose your rewards from a wide selection of exclusive partners, or even donate them to charity
  • Pay for goods in shops and restaurants: enjoy the convenience of using your debit or credit card in any outlet that displays the logo found on your card (eg VISA)
  • Cash withdrawals: debit card clients can withdraw cash from the many HSBC cash machines located throughout the world. In addition, you can withdraw local currency conveniently while you travel (fees may apply)
  • Travel safe: advise us before you travel abroad so that we can tailor your card for use overseas. It only takes a few minutes to set up, and we’ll ensure you can make payments overseas without any inconvenience. For your security and peace of mind, we automatically monitor accounts for unusual foreign transactions
  • Contactless debit or credit card: depending on which country you are in, you can make some payments with a tap of your card at any retailer that accepts contactless payment by ‘Mastercard PayPass’ or ‘ Visa PayWave’– just look for the logo
  • Additional card holders: adding your partner, a family member or friend to your account is a simple way to get more from your credit card (additional cardholders must be 18 years or over). Additional cardholders get from the same benefits and protection as the main cardholder

Transaction & Usage Benefits:

  • No annual fee
  • Up to 56 days interest-free on purchases if you settle your whole balance in full and on time
  • 24-hour worldwide assistance if your card is lost or stolen

It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

Wherever you are, depend on us for the services you need to effectively manage your finances.

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Risk warning

It is important to note that the capital value of, and income from, any investment may go up or down and you may not get back the full amount invested.

Legal Information

The information on this site refers to services or products which are not available in certain locations, or which, in any relevant location, may have components, methods, structures and terms different from the ones described, as well as restrictions on client eligibility. Please contact a Relationship Manager for details of services and products that may be available to you.

The use of the label ‘HSBC Private Bank’, ‘we’, or ‘us’ refers to HSBC’s worldwide private banking business, and is not indicative of any legal entity or relationship.

This information is entirely qualified by reference to the terms and conditions of the specific service, if any, provided by the relevant HSBC company.

Nothing here is to be deemed an offer, solicitation, endorsement, or recommendation to buy or sell any general or specific product, service or security and should not be considered to constitute investment advice.

Please note that HSBC Private Bank does not provide Legal and Tax Advice.

Before proceeding, please refer to the full disclaimer and the Terms and Conditions. Read more